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![]() ![]() With this activity, children will learn 40 sight words from the Pre-Primer or Pre-Kindergarten list. Learning these words is a great base for reading, another very important skill that they will learn. ![]() Sight words are the most common words in the English language which all children should learn to read by sight. They are difficult for children to sound out, making it easier to teach children to identify them through recognition and repetition. These words including as talk, come, once and the, are known as non-phonetic or tricky words. Not all of the sight words follow the standard phonetic spelling patterns either. This will enable them to read fluently and independently. Due to their high appearance, children need to be able to recognise, and understand them as soon as they read them. They don’t often have an image that can be used to picture them. Sight words are words that we see the most frequently while reading and writing. ✂️ Alternatively, the lists featuring sets of five or ten words can be sent home for weekly practice.Young children will enjoy learning their sight words with these fun Pre-Primer (Pre-Kindergarten) Sight Word Printables.Ĭheck out the list of materials that we use with these printables. ✂️ The wordlists can be used by teachers to track student progress in mastering each of the Primer sight words. ✂️ Print and laminate the Read Build Write mats to increase durability for repeated use. ✂️ Print individual worksheets as required or print the complete set along with a cover sheet and combine to create a sight word workbook. How to prepare these Kindergarten Primer Sight Word Worksheets & Activities? ⭐ Focus on individual words or lists as required with small groups of students ⭐ As homework tasks with either the flashcards or word lists ⭐ As literacy activities by using individual worksheets, write the room worksheets or read build write mats ⭐ As morning work using individual worksheets or combine to make a Sight Word Workbook These Kindergarten Sight Word Worksheets & Activities are perfect for the following learning settings: Sight Word Worksheet Flashcards : Flashcards to be used with the Sight Word Worksheets in an 8-to-a-page format.Color and black and white formats included. Read Build Write Mat Flashcards: Flashcards to be used with the Read Build Write Mats in 10-to-a-page format.4 Write the Room Worksheets: Four different worksheets in varying formats for students to record the sight words they discover around the room.5 Read Build Write Mats: Five different mats for students to practice reading, building and writing each of the Primer sight words. ![]()
![]() ![]() Loan amount (A) - The amount of loan under consideration, which constitutes the principal part of the total payment. Still, the actual APR may higher if the lender charges fees that the regulator doesn't oblige them to include in the APR.Įffective Annual Percentage Rate (EAPR) - This rate is a more accurate version of the simple APR, as it accounts for the different interest calculation methods. Therefore, in general, this rate incorporates any additional fees attached to the loan. As we mentioned above, this is the rate that lenders need to provide to disclose the real borrowing cost. Interest rate (r) - It typically refers to the quoted annual rate of interest, which is one of the most relevant factors you need to consider when taking an installment loan.Īnnual Percentage Rate (APR) - It estimates the cost of borrowing per year as a percentage of the loan amount. Anyway, you can still rely on the short notes linked to each variable in the fields and results. Of course, if you already feel confident with financial jargon, you may skip this section. You don't know either rate, but you know the periodic paymentīefore reviewing the possible ways of using this calculator, it is vital that you get familiar with the terms you may encounter in this tool.You know both the nominal rate and the APR.You are aware of, or consider only, the nominal interest rate.In this situation, you can use a nominal interest rate, and, by precisely setting the additional fees, you can learn all the necessary details.Īfter this brief introduction showing the tricky nature of bank lending, let's consider four cases that you may encounter when considering a bank loan: ![]() Also, lenders may not disclose APR, or it might not be accurate. In reality, however, banks compute interest on a more frequent, usually monthly basis. Besides, in some countries, like the U.S.A, lenders usually define APR by using one yearly interest calculation, that is, the interest is calculated on an annual basis. Still, lenders often put much effort into finding loopholes and invent fees that are outside of the APR.įor this reason, it might be beneficial to ask the lender for a detailed list of additional costs that allows you to compute the actual APR by yourself. APR is designed to reveal the real borrowing cost of the transaction. Luckily, in most countries (including the U.S.A), authorities aim to protect borrowers by obliging the lenders to disclose a rate called the Annual Percentage Rate (APR). This is because lenders, being profit-orientated businesses, attach various additional fees to the loan, and even sometimes deliberately try to obscure the actual cost of borrowing. When you are looking for the best credit option from the myriad offers at your fingertips, you may face the problem that most bank loans have a complex structure. In the following article, you can read about what the loan definition is, what additional charges you may face when applying for a loan, and some advice on how to get a loan. For example, the pie chart shows you how the different components of your loan relate to each other, the dynamic graph allows you to follow the progression of the balances, which are also represented in a table both on a monthly and an annual basis. What's more, through various visual representations, you can quickly learn all the details of the results. For this reason, this loan calculator allows you to choose what rate you are aware of and conduct a multi-faceted analysis. You may also want to compare different online loans from various aspects, to see which conforms perfectly to your priorities. ![]() When you are about to take credit, it often happens that the lenders provide incomplete information. Still, the main strength of this tool is its ability to estimate the borrowing costs through the annual percentage rate, and measure the structure of your periodic and total payments. Therefore, you can use it as, for example, a commercial loan calculator, consumer loan calculator, or a short term loan amount calculator. Since this tool has been designed for a universal purpose, it can be highly customized, allowing you to create a setup that suits your personal preferences and available data. This loan calculator is an advanced device that helps you to examine different loan offers in a multidimensional way. ![]() ![]() To modify the data on this copied chart, click on the “Edit Excel Data” button, which you can find at the top-right of the screen. Time is money, friend, so working fast for our clients is key. Next, let’s add a copy of the same pie chart for consistency and speed. Remember, consistency is key! For this chart, let’s go ahead and remove the title and the legend and apply our color palette and font type. Let’s add the data and then modify the design so it matches everything else. We can also modify the font so it matches the rest of the presentation.Īnother chart commonly used in infographics is the pie chart, which we can design just like the other two charts we have shown here. Let’s keep the legend in the chart, so it’s easier for the reader to know what is going on. Of course, we can change the shape and the colors of the chart to match our infographic. The first chart we will introduce is the Doughnut chart.Ĭlick on the Chart, and an excel spreadsheet will open up so that we can insert the data we want to present. We want to make all this data easy to look at. Infographics typically hold a lot of data. By having multiple elements look the same throughout the infographic, this piece of art is starting to lot a whole lot better and consistent. Using several circles, we can create this shade and then use it throughout our infographic. Now let’s add some consistency to the design. To accomplish this, we have chosen a beautiful non-serif font. The goal of this infographic is to achieve a clean and minimalist look, which is currently trending. We want the header to be nice and big so it’s clear what the topic of the infographic is. The goal here is to make each rectangle smaller and narrower to give it more depth and make it look like it’s a journey. To complete this illusion we can use white rectangles with low opacity, so it looks like a stair. Using rectangles and triangles we can create the illusion of a path. This is starting to take some shape, huh? Don’t get too excited, we are just getting started! Next, we will insert shapes and graphic elements to build the infographic, just like that. ![]() ![]() ![]() We will be using a complementary color palette, which includes blue, yellow and grey. Once that has been defined, we will need to go to the Master Slide and select the main colors you want for the infographic. The orientation of the slide can be horizontal or vertical, and we can select whether to have it in A4 or a custom size. To do this, we use the “Page Setup” Button. Without further ado, let’s begin.įirst, we establish the slide size you want for the infographic. Welcome to this wonderful video, where one of our Konsus experts will walk you through the process of creating a truly beautiful and exceptional infographic. Have you ever wanted to create infographics that are so beautiful they seem out of this world? If you have, then stick around for what’s about to happen. Click To Download Free Infographic PowerPoint Template Video Transcription ![]() ![]() ![]() It isn't as cool to pick a level off a selection screen as it would be to roam from place to place, but it does mean you can experience a greater number of distinctive areas back-to-back. Wo Long has no open world, instead breaking itself up with a central hub (where you'll apply upgrades and get some side quests) and distinct missions though there's certainly still a whole lot of game here. Just don't go in expecting the vastness of Elden Ring. Mastering combat is only part of the battle-you'll also need to become an avid explorer. You'll still find special weapons with their own movesets and martial arts special attacks, offering you plenty of unique options, but there's a lot of minutia to pore over, which can become tedious when you're comparing +10 Health with 4.8% Defence. I found it impossible to not long for Elden Ring's more bespoke item placement while organising my inventory to clear out two dozen Han Officer Trousers. If it falters in its design, it's in Team Ninja's commitment to doling out heaps of randomly generated loot. Exhilarating feels inadequate as a description. The time between encountering a seemingly unbeatable foe to absolutely kicking their ass is the shortest loop of its kind I've played. It might honestly be the peak of the action RPG arc. Stuff like this meant I never felt hopeless in Wo Long. These summons are an ace up your sleeve to claw back a victory from the jaws of defeat. The spirit summons are a special ability you can call upon after filling a meter that lets you bring in a powerful entity to back you up with serious buffs. Spells aren’t something you build around, you use them to compliment your moves by adding lightning to a blade or planting a circle that slows enemies. ![]() Spells are all tied to each of the game’s five stats (each representing one of the five phases of Wuxing philosophy) and embody related elements (fire, water, etc) but you’re not a wizard. And I seem OP enough already anyway.As if that wasn’t enough of an arsenal, you have spells and the ability to summon spirits to aid you. Was gonna go for more of those but just can never get a drop of scroll with the right bonuses. Of which I had acquired only "Ultimate Stamina" so far. Doesn't seem like any of the remaining stats would give much use, past trying to combine multiple "Ultimate" bonuses. I have both at 90 now, still around 80 levels left to max and I'm already not sure which stat to increase, with both Stamina and Constitution at 200. So if anyone is wondering whether it's a waste of points to invest in both Omnyo and Ninjutsu just to use them for support - it isn't. Talisman duration was also decent enough with Omnyo power slightly above 500 and that mystic art that extends duration. And they are also very quick to apply elemental status effects. As long as you have one of each element and use correct ones per enemy type when they are out of Ki you can still deal good damage. I just hope using a weapon that is shining in pink color won't turn me into a faggot.Īlso I liked that having barely over 500 in Ninjutsu power still made feathers useful on highest difficulty. Damage increase while weapon is "awakened" is certainly noticeable. I actually thought because I was so used to enemies being constantly slowed I would have trouble ditching it but nope, not much trouble at all. Before that I was using mostly Lightning weapons because I liked the slow effect on enemies. I switched to Corrupted late game because I switched to Brute guardian spirit that had the most attunement slots, and it happened to give bonuses to Corrupted style. ![]() ![]() ![]() We will resume our normal support hours at 8:00am ET on. Higher Ed Tech Support will be closed Sunday, 12/24 and Monday, 12/25 in observance of Christmas. We apologize for any convenience this may cause and thank you for your patience as we work to maximize your Connect experience. Please know your thoughts and comments will be given careful consideration however, you may not be responded to directly. During this time McGraw Hill Connect will be unavailable. If you would like to see the schools located in a trustee’s district or a map of the trustee’s district, please visit our Meet the Trustees page.Īlso, if you would like to receive our Board News E-Newsletter which shares information on the Board of Trustees meetings, please register online.ĭistrict A: Trustee Jeffrey Church B: Trustee Colleen Westlake C: Joseph Rodriguez D: Elizabeth Smith E: Alex Woodley District F: Adam Mayberry District G: Trustee Diane Nicolet Board Members – all emails sent to are received by all seven of our trustees. To contact trustees with your thoughts or concerns, please use the email contact information below. The Washoe County School District Board of Trustees welcomes constituent feedback. Office of Teaching, Learning and Leadership.Office of Communications and Community Engagement.Choose whether you have Inclusive Access or regular integration. Technology Learning Supports - Middle School Connect Standalone Student Registration Guide On the first day of class, limit student Connect registration questions and share this video or PowerPoint with your students.Technology Learning Supports - High School.Technology Learning Supports - Elementary School.Native American Culture and Education Program.Kit de herramientas para escuelas seguras y saludables. ![]() Educational Options and Academic Opportunities.From there, you have 3 registration options: Use a Connect access code Purchase Connect Access Register for Temporary Access Option 1: Access Code Enter your 20-digit Connect access code and click REDEEM. Apoyo de tecnología para las familias de escuela secundaria General Registration Information When registering for Connect, navigate to the Connect section URL provided by your instructor.Apoyo de tecnología para las familias de escuela primaria.Find by: Subject Author Title Need assistance with Self-Study 24-hour online support is available at our Digital Support Center. Apoyo de tecnología para las familias de escuela intermedia McGraw-Hill Education's Connect Student Registration Register for Self-Study Select your book Choose a textbook for your Self-Study section. ![]() ![]() What Is a Credit Lock? When Should You Use It?Ī credit lock prevents creditors and lenders from accessing your credit history and, in theory, opening a new credit account in your name.Ĭredit locks are not protected by law. To protect your bank account, credit card, and other financial accounts, consider a credit monitoring service. It can only stop anyone from opening new accounts or lines of credit in your name. Remember: Neither a lock or freeze can protect your current accounts from scammers. Follow this guide on what to do if your identity is stolen to secure yourself from the worst consequences of identity theft. If you think you’ve been the victim of identity theft, you need to do more than lock or freeze your credit. Being locked out of your online accounts (email, mobile banking, social media, etc.).A sudden change in your credit score - especially a drop.Being denied for loans, credit cards, or mortgages.Sensitive documents or mail are missing (bills, tax documents, driver’s license, passport, etc.).Calls from debt collectors about purchases you didn’t make or loans you didn’t take out.( Pro tip: Use Aura’s free Dark Web scanner to check if your sensitive information has been compromised.) Finding your personal information online after a recent data breach.Hard inquiries on your credit file that you don’t recognize.Unfamiliar charges on your credit card or bank account statements.Instead, strongly consider a lock or freeze if you see any warning signs of identity theft or credit fraud, such as: However, it doesn’t always make sense to have a lock or freeze enabled - especially if you’re actively shopping around and applying for credit, such as a new credit card, auto loan, or mortgage. When Should You Lock or Freeze Your Credit?īoth credit locks and credit freezes can be used to proactively protect your credit from scammers. ![]() Try Aura’s top-rated identity theft protection free for 14 days and secure your identity (and finances) against fraud. ✅ Take action: If scammers get access to your financial information, they could take out loans in your name or empty your bank account. In this guide, we’ll cover the similarities and key differences between a credit lock and a credit freeze to help you pick the one that’s best for you. But while these terms sound the same, there are differences in how they work, what they cost - and ultimately, which one is right for you. Once enabled, these tools prevent anyone from accessing your credit file, which can stop criminals from opening new accounts or taking out loans in your name. Ī credit lock and a credit freeze are both great ways to protect your credit, personal finances, and identity from fraudsters. Last year alone, the Federal Trade Commission (FTC), received close to 700,000 reports of fraud related to new fraudulent bank accounts, credit cards, and loans. One of the easiest ways scammers can target your finances is by using your stolen information to open new accounts or take out lines of credit and loans in your name. What’s Better? A Credit Lock or a Credit Freeze? ![]() ![]() In the offline mode, you have to carry hard copies (or soft copies if allowed) of relevant documents like your PAN card, Aadhar card, application number and form, and the like for tracking or verification purposes. They will provide the details of your application. If for some reason, you want to check your credit card application status offline, you can visit your bank’s nearest branch in person and talk to the concerned professional. Offline credit card application status check Keep them at hand for a smooth status check. Click on submit, and you will see the desired information on your screenĪdditionally, you might also be asked to provide other details like your date of birth or credit card application form number.Enter the details requested, like your credit card application ID, mobile number, PAN card information.Log in with your user Login or ID number and password.Visit the bank’s website and click on the ‘credit card’ section.To check the status of your credit card application, all you have to do is: Everything step of the credit card application system including applying, verifying, and checking the credit card application status, is available on the bank’s website. With everything digitized, including financial services, almost every bank in India, at least in the metropolitans, has their credit card application procedures online. Online credit card application status check If you have recently applied for a credit card and want to know how to carry a credit card application status check, read on to understand how to go about it. The credit card application process is very straightforward in most banks and takes no more than a few minutes. But to enjoy those advantages, you must have a steady flow of income and a good CIBIL score. ![]() You can be flexible with your payments, enjoy local/ global partner benefits, receive reward points and cash backs, and unlock various other benefits with a credit card. The reward structure is varied but truly best for the Walmart shopper, as the best rewards are reserved for Walmart purchases.A credit card lets you borrow funds when you are falling short and gives you a specific time frame to repay those lent funds. Its APR is high but that is offset by the lack of an annual fee. If you are a Walmart customer, this is a card that will reward you handsomely for your purchases. The variable APR ranges from 17.99% or 29.49%, depending on creditworthiness, with good to excellent credit required. You may also receive a gift card that you can redeem at Walmart or another retailer.Įven better, there is no annual fee. Rewards can be redeemed in a number of ways, including a check, a statement credit, or travel reward. Other purchases receive cash back, too, with 2% cash back on dining and travel, while 1% cash back applies to all other purchases. You also earn 5% cash back when you shop on or the Walmart app, regardless of whether you shop in-store, pick up your groceries, or have them delivered. You can earn 5% cash back for the first year that you have the card when you use Walmart Pay. Gift cards and travel are also available for rewards redemption.Ĭapital One kicks off the rewards for its Capital One Walmart Rewards Mastercard with an introductory offer.
![]() ![]() Subsequent work in other settings are less promising, though generally superior to the MMSE. However, it had been established that the MMSE is not well suited for mild cognitive impairment, which raises the question whether it is an adequate "standard" to compare performance with the MoCA.Īccording to the validation study (Nasreddine et al., 2005), the sensitivity and specificity of the MoCA for detecting MCI (n=94 subjects) were 90% and 87% respectively, compared with 18% and 100% respectively for the MMSE. The MoCA test validation study (Nasreddine et al., 2005) has shown the MoCA to be a promising tool for detecting Mild Cognitive Impairment (MCI) and Early Alzheimer's disease compared with the well-known Mini-Mental State Examination (MMSE). The Canadian Consensus Guidelines for Diagnosis and Treatment of Dementia for detection of Mild Cognitive Impairment and Alzheimer’s disease (Third Canadian Consensus Conference on Diagnosis and Treatment of Dementia, Alzheimer's & Dementia: The Journal of the Alzheimer's Association October 2007 (Vol. National Institute of Neurological Disorders and Stroke-Canadian Stroke Network vascular cognitive impairment harmonization standards. The National Institutes of Health and the Canadian Stroke Consortium for detection of vascular cognitive Impairment (Hachinski et al. The MoCA test has now been translated to 36 languages and dialects. For instance, in the Filipino version that is still being developed, Filipino translation of the English words is supplemented with changes in some of the images that locals can identify such as with the replacement of rhinoceros with an owl. Since the MoCA assesses multiple cognitive domains, it may be a useful cognitive screening tool for several neurological diseases that affect younger populations, such as traumatic brain injury, depression, and schizophrenia.īecause MoCA is english specific, linguistic and cultural translations are made in order to adapt the test in other countries. MoCA is used to detect mild cognitive impairment in: Maximum score that can be achieved on MoCA is 30, and scores above 26 are considered normal. The time taken for test can vary, it's usually can be administered in 10 minutes. Orientation to time and place is evaluated (6 points).Language is assessed using a three-item confrontation naming task with low-familiarity animals ( lion, camel, rhinoceros 3 points), repetition of two syntactically complex sentences (2 points), and the aforementioned fluency task.Attention, concentration and working memory are evaluated using a sustained attention task (target detection using tapping 1 point), a serial subtraction task (3 points), and digits forward and backward (1 point each).Multiple aspects of executive functions are assessed using an alternation task adapted from the trail-making B task (1 point), a phonemic fluency task (1 point), and a two-item verbal abstraction task (2 points).* Visuospatial abilities are assessed using a clock-drawing task (3 points) and a three-dimensional cube copy (1 point). The short-term memory recall task (5 points) involves two learning trials of five nouns and delayed recall after approximately 5 minutes.The MoCA assesses several cognitive domains: attention and concentration, executive functions, memory, language, visuoconstructional skills, conceptual thinking, calculations, and orientation. There are 3 alternate forms in the english, designed for use in longitudinal settings. The test and administration instructions are freely accessible for clinicians at The test is available in 36 languages and dialects. The MoCA test is a one-page 30-point test administered in approximately 10 minutes. It was validated in the setting of mild cognitive impairment, and has subsequently been adopted in numerous other settings clinically. The Montreal Cognitive Assessment ( MoCA) was created in 1996 by Dr. Associate Editor(s)-in-Chief: Pratik Bahekar, MBBS Overview Risk calculators and risk factors for MoCAĮditor-In-Chief: C. US National Guidelines Clearinghouse on MoCA Articles on MoCA in N Eng J Med, Lancet, BMJ ![]() ![]() ![]() We’ll also go through the benefits of electronic signatures and describe easy ways to implement them in your business. We’ll show you how to convert a signature to digital (electronic) to sign documents and contracts online. There are many ways to convert your signatures into online signatures each method has pros and cons. Contact our Sales Team to find out more.īy using Premium and signing with digital signatures, your business can streamline its document signing processes and reduce its reliance on paper-based methods, resulting in faster transactions, improved productivity, and reliable security.Creating an online signature and keeping it ready to sign your documents is always a good idea. ![]() With iLovePDF Business, you have flexible payment options that work around you, custom contracts with tailored iLovePDF tools, a dedicated customer success representative to answer all of your questions, and exclusive hardware. Track the progress of received signatures from your iLovePDF account.Īre you dealing with a lot of digital signatures and legally binding documents? Switch your account to Business and access tailored packages that meet your company's needs.Click Send to send the document via email to the signers.Add any extra fields such as initials, name, date, or text.Drag and drop the signature field onto the document to indicate where recipients will sign.In Settings, check the boxes if you require extra features such as a Digital Signature or your Company Logo.Fill in the details of your recipients.From the signing options, click on Request Signatures.Upload the PDF file that needs to be signed.Once you are logged in, follow these steps: The request will be sent by email, and receivers can use the Sign PDF tool to complete the request.įirst, make sure you have created an iLovePDF account. If you need to send a document for others to sign, you can also do this with iLovePDF. If you have an original file that isn’t PDF, it's simple to convert multiple file types to PDF with converters such as JPG to PDF, Excel to PDF, and more. Next, follow the steps for uploading and signing a PDF above by going to the Sign PDF tool. The first step is going to the Word to PDF converter to turning your original Word document into a PDF. What can you do once you’ve created your digital signature? It’s easy to sign a Word document without printing it with the iLovePDF tools. How to sign a Word document & other file types Select Open with this file to upload your signature and click Apply. To upload an image signature: Click the Upload icon and find the image file that contains your digital signature. To create a handwritten signature: Click the Draw icon and draw your signature with your mouse or scan the QR code with your mobile device to sign with your handwritten signature using your touchscreen. To create a text signature: Click on the Text icon and select the desired font style and color. In step 5 above, you may choose to create a digital signature that is either text, handwritten, or uploaded via an image file. Drag, drop, and position the Signature Field onto your document along with your initials, name, and date.Choose a Simple Signature or Digital Signature under the Signing Options.Select the Text, Draw, or Upload icons depending on the signature you require.Enter your full name and initials in the relevant boxes.Upload a PDF from your computer, Google Drive, or Dropbox.How you create online signatures depends on the style required. With the Sign PDF tool, create legally binding signatures by typing, drawing, or uploading an image of your signature. Here we show you how to create electronic and digital signatures that you can use to sign PDFs. They are commonly used in industries requiring high levels of security, such as finance, healthcare, legal, and government. Digital signatures are more secure than electronic signatures because they cannot be replicated or tampered with, ensuring that the document is legally binding. With iLovePDF, you can create both electronic and digital signatures. Unlike an electronic signature, a digital signature uses advanced encryption algorithms to create unique code that is linked to the signatory's identity. What is a digital signature?Ī digital signature is an electronic method of validating the authenticity and integrity of a document. Type a signature as text, draw a handwritten signature with a touchscreen or mouse, or upload an image of a signature. With the eSign Tool, you can add your signature to documents in three ways. But first, you must create a digital signature online. Knowing how to digitally sign a PDF, sign a Word document, or sign any of your important files online will make your workflow more productive. How to sign a Word document & other file types. ![]() |
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